Table of Contents: Political Motivation Behind Recent Changes A Fundamental Shift in Philosophy Under the New Postmaster General Recent overhauls within the United States Postal Service have sparked controversy over the past few weeks. These changes,[...]

Table of Contents: How Does a Census Work? Why Should I Fill Out the 2020 Census? What Does the 2020 Census Ask? How Has COVID-19 Affected the 2020 Census? What Happens Now? Some people act like they know it all. Our new series Explain Like I’m 65 is[...]

Table of Contents: The HEROES Act More Stimulus Checks Better Care for Seniors HEROES Fund Will It Pass? Some people act like they know it all. Our new series Explain Like I’m 65 is for the rest of us. It will provide clear, digestible summaries to h[...]

COVID-19 has brought out the best in many Americans, but it has also emboldened and empowered fraudsters. The Federal Trade Commission (FTC) reports that, throughout the last few months, more than 18,000 scams have stolen $13.4 million from Americans[...]

The historic CARES Act is already taking effect. On Wednesday, many Americans received what the government is calling “Economic Impact Payments.” Payments will continue as paper checks go out in the mail and more taxpayers update their direct deposit[...]

Table of Contents: The CARES ACT Aid to Small Businesses Aid to Big Businesses Aid to Taxpayers Expansions to Unemployment What’s Next? Some people act like they know it all. Our new series Explain Like I’m 65 is for the rest of us. It will provide c[...]

You’ve probably heard that the IRS has moved Tax Day from April 15th to July 15th, but did you know that seniors have a new way to file in 2020? Thanks to the Bipartisan Budget Act of 2018, seniors can report retirement income easily with the 1040-SR[...]

Table of Contents: COVID-19 Cyberattacks Recognizing COVID-19 Scams Staying Safe With COVID-19 continuing to spread across the globe, seniors aren’t just vulnerable to infection, they’re also vulnerable to scammers looking to take advantage of chaos [...]

Table of Contents: Social Security Jobs The Stock Market Moving Ahead Together America is getting older. Thousands of baby boomers reach retirement age every day and, by 2031, the country will include 75 million seniors. That’s more than twice as man[...]

Table of Contents: What Is Fake News? How Big Is the Problem? Spotting Fake News Fighting Fake News in 2020 Surprising elections, global upheaval, extreme weather, food recalls — the last few years have definitely been newsworthy. Not all news [...]

Table of Contents: The Data Marketplace New Data Rights Will it Affect Me? On January 1st, America’s first broad data privacy law went into effect. The California Consumer Protection Act (CCPA) entitles Californians to certain rights that will affect[...]

This week, the CFPB shared some of their tips to spot a Social Security scam. These are most commonly perpetrated in the form of a Robocall, with a recorded voice warning that you are facing legal action due to a problem with your Social Security num[...]

Table of Contents: What to Do if You’re in Debt Bankruptcy and Your Credit Since 1991, the number of people age 55 and older who have filed for bankruptcy has increased significantly. For seniors 65 and older, the trend is even worse.* Accordin[...]

The BBB has issued an alert for phony text messages that appear to originate with your bank. Do not be fooled! These are what is known as “phishing” scams, meaning they are attempting to get you to enter your banking and personal details [...]

The Inspector General for the U.S. Department of Health and Human Services Office has issued a public alert for seniors, warning about the dangers of genetic testing scams. How does it work? You may receive a call, an email, or see an advertisement f[...]

Table of Contents: Collectibles Digital Currency Penny Stocks Restaurants Timeshares Passive income with limited risk is the ideal outcome of any investment, but hitting the jackpot is a long shot on even the “safest” of opportunities. Considering ri[...]

Reported losses to these "government impostor" scams add up to more than $450 million since 2014. People over 80 report a median loss of $2,700 per incident.[...]

As funeral costs creep toward the five-figure mark, the benefits of preneed insurance have never seemed more appealing to those reluctant to place the burden on their beneficiaries.* Though considering your mortality can put a damper on retirement pl[...]

Everyone daydreams about the moment when they can leave the workforce behind and make relaxation their full-time job, but most ignore the fact that losing a source of income can seriously hinder their vacation plans. When the checks stop rolling in, [...]

The transition from employment to retirement can certainly conjure mixed emotions for any aging member of the workforce, since newfound personal freedom comes without the comfort of a steady paycheck. Preparing for the unknown in advance is a great w[...]

Capable of covering the whole family under one policy, survivorship insurance is an appealing option for couples, since benefits pay out to remaining beneficiaries following the demise of both insured parties, and are potentially applied to estate co[...]

Table of Contents: Pay Off Debt Tailor Living Space to Your Lifestyle Make Smart Investments Prepare for the Worst As Social Security benefits dwindle and the dreaded retirement savings gap strikes fear into the hearts of the aging working class, the[...]

Table of Contents: Rollover Your 401K into a Traditional IRA Bank on Government Bonds Open a Savings Account If you’re over 59 ½ years of age and preparing for retirement, you have the ability to withdraw funds from your 401K without suffering a 10% [...]

Whether retirement is in the distant future or right around the corner, preparing for the unknown now can ensure uninterrupted leisure time later. While pinching your pennies and chipping away at credit card debt may be enough to keep the collection [...]