Companies frequently use debt to finance their operations. This so-called leverage can be a prudent use of capital, but it can also be rather dangerous. That’s because, once on the books, debt represents a fixed cost in the form of interest payments that cannot be easily adjusted. That means when sales decline, the impact of …
A Power of Attorney (POA) is an integral part in an estate plan. POAs come in different types, ranging from springing to durable. They can be limited or plenary, and they may name different agents for different purposes. Who Can Get a POA?: Capacity in a Nutshell To consider entering into a power of attorney, …
Millions of seniors get health benefits through Medicare, but many are surprised to learn that the program is somewhat limited in what it actually covers. If you’re a new subscriber, or are gearing up to enroll, here are 4 services not included in your Medicare coverage: Routine Dental Care Know those dental cleanings and checkups …
DNC Recap The Democratic National Convention was held in Milwaukee, Wisconsin in mid-August. As is tradition for the quadrennial event, the convention was first and foremost an occasion for the party to rally around its presidential nominee, ex-Vice President Joe Biden. Biden also officially announced his running mate, California Senator Kamala Harris. Senator Harris served …
Businesses and schools all over the country have shut their doors in an attempt to help slow the spread of COVID-19 and keep Americans safe. More recently, state and local governments have issued stay-at-home orders and encouraged social distancing efforts. For seniors, this poses a number of mental and physical health challenges. We spoke to …
RNC Recap The Republican National Convention was held in late August in Charlotte, North Carolina. Traditionally, the dual purpose of the convention has been for the party to rally around the presidential and vice presidential candidates and unveil its official platform in the run-up to the election. In this case, however, the convention was solely …
Recent overhauls within the United States Postal Service have sparked controversy over the past few weeks. These changes, while sweeping and seemingly abrupt, are the culmination of a years-long feud between President Trump and the USPS. The president has publicly derided the agency, stating in 2018 that he would like to see the organization privatized, …
Medicare provides health benefits to millions of seniors, but if you’re not careful, you could end up costing yourself more money than necessary. Here are four Medicare blunders it pays to avoid at all costs. 1. Enrolling Late Your initial window to sign up for Medicare spans seven months. It begins three months before the …
